Home insurance

Homeowners insurance for Arizona homes

Arizona homes face monsoon winds, hail and summer heat. We help homeowners across the state compare available options and understand what each policy actually covers.

Coverage highlights

Dwelling coverage

Helps repair or rebuild your home's structure after a covered loss.

Personal property

Coverage for furniture, electronics and belongings, with options for replacement cost.

Liability protection

Coverage if someone is injured on your property or you're responsible for damage to others.

Additional living expenses

Helps with temporary housing costs if a covered loss makes your home unlivable.

Frequently asked questions

Does homeowners insurance cover monsoon damage?

Many policies cover wind and hail damage, but flooding usually requires separate coverage. Terms vary by carrier and policy.

Do I need flood insurance in Arizona?

Standard home policies typically exclude flood. Depending on your location, separate flood coverage may be worth considering.

Will my lender require insurance?

Most mortgage lenders require homeowners insurance. We can work with your closing timeline.

Can I bundle home and auto?

Yes. We can compare available options for bundling so you can see what fits your needs.